Disability

ELIGIBILITY

Basic Long Term Disability (BLTD) and Supplemental Long Term Disability (SLTD) plans are administered by the Standard Insurance Company.

THE STANDARD INSURANCE COMPANY

P. O. Box 2800, Portland, OR, 97208-2800
Customer Service: 800-628-9696
FAX: 800-437-0961
Medical Evidence of Good Health: 800-843-7979
Group Number:  621144
Website: www.standard.com/mybenefits/southcarolina

Basic Long Term Disability (BLTD)

  • All active, permanent, full-time employees are eligible for BLTD if they are covered under the State Health Plan.
  • BLTD is provided at no cost to the employee.
  • You must be actively employed when the disability occurs.
  • Benefit waiting period is 90 days.
  • Monthly BLTD benefit is 62.5 percent of your predisability earnings, reduced by deductible income.
  • Maximum benefit is $800 per month.

Supplemental Long Term Disability (SLTD)

  • All active, permanent, full-time employees are eligible for SLTD.
  • You can enroll in the SLTD program within 30 days of hire.
  • Benefit waiting period:  Plan One is 90 days; Plan Two is 180 days.
  • You may enroll with medical evidence of good health at any time throughout the year.
  • Monthly benefit is 65 percent of the first $12,307 of your monthly predisability earnings, reduced by deductible income.
  • Minimum benefit is $100 per month and Maximum is $8,000 per month.
  • Premiums are calculated by multiplying the premium factor for your age and plan selection by your monthly earnings. 

 SLTD MONTHLY PREMIUM RATES

SLTD Subscriber’s age on the preceding January 1

90-day Waiting Period

Plan One

180-day Waiting Period

Plan Two

Under Age 31

.00056

.00045

31 – 40

.00078

.00060

41 – 50

.00154

.00117

51 – 60

.00311

.00239

61 – 65

.00374

.00287

66 and older

.00457

.00351

 (Premiums are subject to change)

 BASIC LONG TERM AND SUPPLEMENTAL DISABILITY – FILING A CLAIM

Contact Beaufort County School District Human Resources Benefits Department Representative.

Please refer to the Public Employee Benefit Authority (PEBA)  Insurance Benefits Guide located online at www.peba.sc.gov for additional information.

PUBLIC EMPLOYEE BENEFIT AUTHORITY (PEBA) RETIREMENT SCRS DISABILITY

  • If you become permanently disabled before you leave covered employment.
  • If employed before July 1, 2012 and you have five or more years of earned service credit towards retirement.
  • If employed after July 1, 2012, you will need eight years of earned service credit towards retirement.
  • Or you are disabled as a result of an injury arising out of and in the course of the performance of your job duties regardless of your years of earned service credit.
  • For retirement purposes, you are considered permanently disabled if you become physically or mentally incapable of performing the regular duties of your job and your disability is likely to be permanent.  Your application must go through a formal review process.
  • A member will be required to submit a copy of the Social Security Award Letter in order to receive retirement disability.
  • Retired members who work for a covered employer are not eligible to apply for disability benefits.
  • To verify qualifications or inquires for retirement disability, please contact PEBA Retirement Company at 1-888-260-9430 to speak to a customer service representative.   Website www.peba.sc.gov